By accessing this website and any materials presented herein (the “Site”), you (or “visitor”) accept in their entirety the following terms and conditions pertaining to the use of the Site. Regal Holdings of America, LLC and its affiliates (“Regal” or “we”, “us” or “our”). reserves the right to change the terms, conditions and notices under which this Site is offered without notice at any time. Each use of the Site constitutes your agreement to be bound by the then-current terms and conditions set forth in these Terms of Use.

1. Limited License to Use the Site

Except as specifically permitted below, nothing contained in these Terms of Use or the Site itself either grant or will be construed to grant to you or any third party any title or interest in, or any license or right to use or reproduce, any image, text, software, code, trademark, logo or service mark contained in the Site, including without limitation the name or logo of Regal or any of its affiliates. Any data that you transmit to the Site (including without limitation personally identifiable information) becomes the property of Regal and may be used by Regal for any lawful purpose without restriction, subject to the Privacy Policy. Regal reserves, and will enforce to the fullest extent possible, all rights that it may have with respect to copyright and trademark ownership of all material contained in the Site.

Regal grants you a limited, non-exclusive license to display and otherwise use portions of the Site solely for your own private, non-commercial informational purposes only, and to print pages from the Site only in connection with that use. You may not modify, distribute, transmit, perform, reproduce, publish, license, create derivative works from, transfer or sell any text, graphics, logos and other source-identifying symbols, designs, icons, images, or other information, software or code obtained from the Site.

2. Your Personal Information

In using portions of the Site, you may be asked to provide Regal with personal information about you. Personal information is any information that can be used to identify or contact a specific individual or company. The types of personal information we collect can include any information provided to Regal through our contact form.

As part of its business practices, Regal may use personally identifiable information for its own internal purposes, or on behalf of its affiliates, or with third party service providers. Such third parties include but are not limited to consultants, business advisors, and auditors. Regal will not transfer, sell, or disclose your personal information to any other third party without your prior consent, except as may be required by law (such as a subpoena, search warrant or other court order, or pursuant to the order of any regulatory body having jurisdiction over Regal Holdings of America, LLC or its affiliates) or to protect the integrity of the Site.

In general, Regal‘s business practices limit access to personal information obtained through your use of the Site to those personnel who need to know such information to conduct Regal‘s operations. Regal maintains physical, electronic, and procedural safeguards designed to protect such information from unauthorized access or use.

3. Cookie Policy

This cookie policy (“Cookie Policy”) describes the cookies and other technologies used on this Site by Regal.

Regal created this Cookie Policy to explain what these technologies are and why we use them, as well as your rights to control our use of them. This Cookie Policy forms part of our Privacy Policy. This website, which is owned by Regal uses cookies for statistical purposes and to improve user experience. By using this website, you consent to our use of cookies in accordance with the terms of our Cookie Policy and the Privacy Policy and to the updates to these policies posted here from time to time.

What is a cookie?

Cookies are small data files that a website transfers to your hard drive to store and sometimes track information about you. Cookies are widely used in order to make websites work or work more efficiently, as well as to provide information to the owners of the website. For example cookies may be used by web servers to identify and track users as they navigate different pages on a website, identify users returning to a website, and keep track of user preferences. For more details on cookies and similar technologies, please visit

Cookies help us gather statistics about how often people visit certain areas of our site and help us make our website more useful and user-friendly. Cookies can be stored on your computer for different periods of time. “Session cookies” only last for as long as the browser session and are deleted automatically once you close your browser. “Persistent cookies” cookies survive after your browser is closed until a defined expiration date set in the cookie (as determined by the party placing it) and help recognize your computer when you open your browser and browse the Internet again.

Please note, the cookies we collect do not give us access to your computer or provide to us any additional information about you beyond that which you choose to share with us.

How are cookies used on this website?

The cookies we store on the Regal website may be used to track a visitor’s acceptance of the Regal’s Cookie Policy. This cookie is saved for 14 calendar days on our website. The cookies also Identify unique visitors, identify special sessions, and store information for website analytics.

We use the following cookies:

Essential Cookies: Essential cookies are a website’s basic form of memory, used to store the preferences selected by a user on a given site. As the name implies, they are essential to a website’s functionality and cannot be disabled by users. These cookies do not gather information about you that could be used for marketing purposes and do not remember where you have been on the internet.

If you do give us personal information during your session, we will collect that information and use it to service your request and as otherwise described in our Privacy Policy.

4. No provision of Investment Advice or Solicitation of Offers

Under no circumstances should any material at the Site be used or considered as an offer to sell or a solicitation of an offer to buy any security or insurance product mentioned. Nothing on this website constitutes investment advice, including our filings with the U.S. Securities and Exchange Commission (SEC). You acknowledge that any request for additional information is unsolicited, and that any information obtained through this website shall not constitute or be considered investment advice, a solicitation of an offer to buy, or an offer to sell any security.

5. No Reliance

While Regal uses reasonable efforts to update the information contained in the Site, Regal makes no representations or warranties as to the accuracy, reliability, or completeness of any information at the Site. Any content of the Site is subject to change without notice. Regal has not reviewed any of the websites that may be linked to the Site and is not responsible for their content. Regal is not responsible for the privacy practices of such other websites. Your linking to or use of any off-site pages or other websites is at your own risk. Regal’s inclusion of links to other websites does not imply any endorsement of the material located on or linked to by such websites.

6. No Warranty

Regal, its affiliates, and their officers, directors, principals, agents and employees make no representations or warranties, express or implied, regarding the suitability or other characteristics of the information and materials contained on or presented through the site. All such information and materials are provided “as is”, without any warranty of any kind. Regal hereby further disclaims all warranties and conditions with regard to such information and materials, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement and availability.

7. Liability

To the full extent permitted by law, Regal, its affiliates, or their officers, directors, principals, agents and employees will not be liable for any claims, liabilities, losses, costs or damages, including indirect, punitive, incidental, special or consequential damages, arising out of or in any way connected with (i) the use of or inability to use the site or with any delay in using the site, or (ii) any information and materials obtained through the site, or (iii) otherwise arising out of the use of the site; in any case whether based on theories arising in contract, tort, strict liability or otherwise. Such limitations apply even if Regal, its affiliates, or any of their officers, directors, principals, agents or employees have been advised of the possibility of damages.

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