How Women Can Prepare for Retirement
As you face retirement, a financial professional who understands your unique goals can help you design an approach that can serve you well for years to come.
As you face retirement, a financial professional who understands your unique goals can help you design an approach that can serve you well for years to come.
If you haven't given your plan a thorough review within the last 12 months, now may be a good time to do so.
IRAs are one of the most powerful retirement savings tools available to you. Even if you're contributing to a 401(k) or other plan at work, you might also consider investing in an IRA.
How much do you really know about your employer-sponsored retirement savings plan? Take this brief quiz and found out how knowledgeable you are.
Take out too much too soon, and you might run out of money in your later years.
When you roll over a distribution from a 401(k), 403(b), or governmental 457(b) plan, you generally don't pay any taxes until you receive a distribution from the new plan or IRA.
Throughout your career, retirement planning will likely be one of the most important components of your overall financial plan. Whether you have just graduated and taken your first job, are starting a family, are enjoying your peak earning years, or are preparing to retire, your employer-sponsored retirement plan can play a key role in your financial strategies.
The retirement lifestyle you can afford will depend not only on your assets and investment choices, but also on how quickly you draw down your retirement portfolio.
A fixed annuity is a contract between you and an annuity issuer, usually an insurance company. In its simplest form, you pay money to the annuity issuer; the issuer invests the funds and pays the principal and its earnings back to you or to your named beneficiary. What's fixed about a fixed annuity? The issuer guarantees (subject to its claims-paying ability) a minimum rate of interest on your investment and a fixed benefit amount if you elect to annuitize.
